DWI Insurance

How does DWI insurance affect my auto insurance premium?

A DWI conviction in North Carolina is expensive and embarrassing. A DWI conviction is charged as 12 insurance points. The general rule is: the more insurance points, the more premium is charged. However, there are certain exceptions to this rule.

North Carolina DWI rates are probably less expensive than you may think, and if you are currently paying high rates for a DWI conviction, a lower premium is waiting!

Get a DWI insurance quote.

If you are convicted of a DWI in North Carolina, your drivers license is usually suspended for a certain period of time.

However, in many cases a limited driving privilege is granted by the judge. The limited driving privilege usually allows you to commute for employment or school.

A DMV form, DL-123, is required for those drivers: Whose licenses are being restored after revocation or suspension; or Awarded a "Limited Driving Privilege" by the court.

We can issue a DL-123 instantly for our policyholders. The DL-123 form can be issued in person, faxed to you or your attorney, or emailed.

DWI insurance rates can vary widely, depending on other factors such as years driving experience and the other driving history shown on your Motor Vehicle Report. Most insurance companies increase your premium dramatically after a DWI conviction. Regardless of other past driving history, a DWI conviction can cause your current insurance rates to skyrocket.

Or worse, your insurance company may even drop you all together because of this violation. However we are able to offer some of the most competitive rates available for DWI insurance and we only represent top rated insurance companies.

Click here for examples of DWI quotes

Brown-Phillips Insurance values excellent customer service. We liked to be treated well, and we treat our customers even better!

In fact, our customers say it best:

"I am very pleased with Brown-Phillips Insurance Agency! You are always friendly, knowledgeable, organized and respond quickly to any issues I may have. I feel a lot safer with your agency having the back of not only myself, but family members and friends in my community. I find comfort in knowing that if I have a real crisis you are just a phone call or an office visit away. Thank you! Your loyal customer for over 9 years." -C. Turner, Apex, N.C.

"When I first called about auto insurance I was assisted immediately and was able to instate a policy right over the phone. It is reassuring to have Brown-Phillips as my insurance agent. Very dependable."- M. Ryan, Raleigh, N.C.

"I like the low insurance rates with phenomenal coverage. I also like that they were the only insurance company around that would cover me so that I could go and get my license. When I added collision, it was the lowest rate around, and the service is so great. When I go into the office, Ashlee and Brian are so helpful and it just makes you feel like a valued customer, and like you're at home. It's great and I don't think I will be going any place else anytime soon!" -T. Johnson, Raleigh, N.C.

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